How to Pay LIC Premium Online Without Login?

Paying your LIC premium online has become incredibly easy. You don’t need to create an account or remember any password. LIC offers a “Pay Direct (Without Login)” feature that lets you make your premium payment quickly, securely, and without any hassle.

This blog will guide you step by step on how to pay LIC premium online without login, what details you need, and the benefits of using this method.

1. Why Use “Without Login” Option?

The “Pay Direct” option is designed for convenience. Here’s why it is useful:

• No need to remember or recover passwords.
• Quick access for one-time users.
• Ideal for people who want to save time.

This method is safe and works even if you don’t have a registered LIC online account.

1. Things You Need Before You Start

To complete your LIC premium payment without logging in, you will need the following:

Policy Number	The LIC policy number you want to pay for.
Date of Birth	As mentioned in your policy records.
Mobile Number	A working number for OTP and updates.
Email ID	To receive the e-receipt after payment.

1. Step-by-Step Guide to Pay LIC Premium Without Login

Follow these steps to make your payment easily:

Step 1: Visit LIC’s Official Website

Open any internet browser on your phone or computer and go to the official LIC website.

Step 2: Click on “Pay Premium Online”

On the homepage, you will find an option labeled “Pay Premium Online.” Click on it to proceed.

Step 3: Select “Pay Direct (Without Login)”

You will see different payment options. Choose “Pay Direct (Without Login)” to move ahead.

Step 4: Choose Transaction Type

Next, choose the type of transaction you want to make. For regular policy payments, select “Renewal Premium/Revival”.

Step 5: Click “Proceed”

Click on “Proceed” to go to the page where you will enter your policy details.

Step 6: Enter Your Policy Information

You will now see a form. Fill in the following:

• Policy number
• Date of birth
• Mobile number
• Email address

Make sure you enter the correct information as mentioned in your LIC records.

Step 7: Agree and Submit

Check the box to agree to the terms and conditions, then click Submit.

Step 8: Review Your Details

Once submitted, the system will display your policy details and premium amount. Confirm everything is correct.

Step 9: Choose Payment Method

Select your preferred payment option:

• UPI
• Debit Card
• Credit Card
• Net Banking
• QR Code

Some methods, like credit card, may charge a small convenience fee, while UPI and net banking are usually free.

Step 10: Make Payment and Download Receipt

Once payment is done, a confirmation page will appear. You can download your receipt directly from there, and it will also be sent to your email.

1. What If There is an Error or Payment Fails?

If you face any issues during payment:

• Wait for 24–48 hours to see if the receipt arrives by email.
• Do not try to pay again if your bank account is already debited.
• Contact LIC customer support if needed and provide the payment reference.

1. Advantages of Paying LIC Premium Without Login

Here’s why this method is preferred by many:

• Fast and Easy: No need to create or manage a login account.
• Available 24/7: Make payments anytime, even on holidays.
• Safe: The payment is handled through secure gateways.
• Instant Receipt: You get your payment confirmation instantly.
• Multiple Payment Modes: Flexible options for all users.

1. Important Tips to Remember

• Make sure your mobile number and email are active and correct.
• Avoid making payment from someone else’s account or mobile.
• Always double-check your policy number before submitting.
• If you have already set up auto-debit, avoid duplicate payment.
• Keep your bank transaction limits in mind for UPI or cards.

1. Other Ways to Pay LIC Premium

Apart from the “without login” option, here are a few other methods you can use:

LIC Customer Portal	Yes	Managing multiple policies.
LIC Mobile App	Optional	Convenient for smartphone users.
UPI Apps (GPay, PhonePe, etc.)	No	Quick payments if LIC is a biller.
Net Banking via Bill Pay	No	From your bank account directly.
LIC Office or Agent	No	For offline payments or special assistance.

1. Frequently Asked Questions (FAQs)

Q1: Can I pay someone else’s LIC premium without login?
No, the policyholder should make the payment using their own details.

Q2: Is paying without login safe?
Yes, it is completely safe as the transaction happens on LIC’s official website.

Q3: Will I get a receipt after payment?
Yes, a receipt is available for download instantly and is also sent to your email.

Q4: Can I pay using a credit card?
Yes, but a small processing fee may be applied for credit card payments.

Q5: What if I enter the wrong policy number?
The system may not show your policy details. Always double-check before proceeding.

Q6: Can I pay LIC premium before the due date?
Yes, advance payments are accepted up to 30 days before the due date.

Conclusion

Paying your LIC premium online without login is a super convenient, fast, and secure method. All you need is your policy number, date of birth, mobile number, and email ID. In less than 10 minutes, you can complete your premium payment and receive an instant digital receipt.

Whether you are a first-time user or someone who just forgot their login credentials, this option helps you save time, avoid hassle, and ensures that your policy stays active. It’s ideal for quick payments without the need to remember usernames or passwords.

For added convenience, guidance, or assistance in selecting the right LIC plan or resolving policy queries, platforms like SquareInsurance offer professional support and tools to manage your insurance needs effectively. They also help users understand policy details and streamline the premium payment process through reliable services.